Cardi B Net Worth and what she spends her money on

Birth nameBelcalis Marlenis Almanzar
BirthdayOctober 11, 1992
Cardi B net worth$40 million
Source of wealthMusic, endorsements, fashion line
Marital statusMarried (to Offset)
EducationBorough of Manhattan Community College, drop out

Cardi B is an American rapper, songwriter, and actor with an estimated net worth of $40 million. According to Audacy, Cardi B is the 4th richest female rapper in the world. She rose to prominence after she began posting videos on Vine and Instagram in 2013. Cardi B and her husband Offset have a combined net worth of about $66 million. In 2018 the “WAP” singer was included in the Forbes 30 under 30 list in music. The rapper was named Woman of the Year in 2020 by Billboard.

Cardi B has released one studio album, two mixtapes, 35 singles, and 17 music videos. She’s the only woman to win the Grammy Award for Best Rap Album as a solo artist. The singer is the female rapper with the most number-one singles (five) on the Billboard Hot 100. According to Spotify, Cardi B was the most streamed female rapper of 2019 in the United States.

So, how did Cardi B start, how does she make and spend her millions?

Early life and education

Cardi B was born in Washington Heights, Manhattan, New York on October 11, 1992. The rapper was brought up in Highbridge but spent most of her time at her grandmother’s home in Washington Heights. She attended Renaissance High School for Musical Theater & Technology. She later joined Borough of Manhattan Community College, a public community college in New York City before dropping out. The rapper derived her stage name Cardi B from the word Bacardi which was initially her nickname.

Cardi B stated that she was a member of the East Coast Bloods, a gang involved in the sale and trafficking of illegal drugs in New York City. She joined the Bloods at the age of 16. During her teenage years, the rapper worked at a deli in Tribeca before she began stripping at a local strip club. According to her, she started stripping to get money to go to college since she had been kicked out of her mother’s house. The singer said that becoming a stripper was a good thing for her and that it impacted her life in many positive ways like being able to go back to school.

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Career highlights

While still stripping Cardi B began posting videos on Vine and Instagram in 2013. She gained popularity after several of her videos went viral. In 2015 Cardi B made her acting debut featuring on the sixth season of the VH1 reality show Love & Hip Hop: New York. Having already released her first music tape, Gangsta Bitch Music, Vol. 1 in March 2016, Cardi B quit the show to continue with her music career.

In January 2017, the rapper released her second mixtape, Gangsta Bitch Music, Vol. 2. She went on to sign her first major record label recording contract with Atlantic Records in February 2017. In May of that year, she was nominated for Best Female Hip Hop Artist and Best New Artist at the 2017 BET Awards. She however did not win any of those awards and performed at the BET Awards Afterparty show.

Music career breakthrough

In June 2017 the singer was featured on the cover of the Summer Music issue for July/August 2017 by The Fader magazine. On June 16 of the same year, Atlantic Records released Cardi B’s first commercial single “Bodak Yellow” which reached number one on the Billboard Hot 100 on September 25, 2017.

“Bodak Yellow” remained at number one on the chart for three weeks in a row making the rapper the longest-running female at the number one spot in 2017. The song went on to win Single of the Year at the 2017 BET Hip Hop Awards. The song also became certified Diamond by the Recording Industry Association of America (RIAA). “Bodak Yellow” received nominations for Best Rap Performance and Best Rap Song at the 2018 Grammy Awards.

On January 18, 2018, Cardi B became the first female to have five top 10 singles at the same time on the Billboard Hot R&B/Hip-Hop Songs chart. On April 6, 2018, the singer released her debut studio album, Invasion of Privacy. The album became the most streamed album by a female musician in a single week on Apple music. At the same time, Cardi B became the first female artist to have 13 songs simultaneously on the Billboard Hot 100.

By the end of 2018, she became the most streamed female music artist in the United States on Spotify. The rapper has mentioned Spice, Ivy Queen, Lady Gaga, Selena, Beyonce, Lil’ Kim, and Madonna as some of her musical influences. Cardi B also states that growing up in Highbridge, South Bronx and her life experiences have also influenced her lyrics.

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How does Cardi B make her millions?

The “Bodak Yellow” singer makes her millions through music, films, endorsements as well as other ventures. According to Parade, the singer made $28 million before taxes between 2018 and 2019, which translates to about $2.3 million every month. Considering that was back in 2019, the rapper definitely makes way more than that today. Parade reports that the singer had a mere fortune of 400 grand at the beginning of 2016 which increased to $1.5 million in 2017. She was worth about $8 million at the beginning of 2018.

Music, Rhythm + Flow, and OnlyFans

On October 9, 2019, Cardi B began appearing as a judge on the Netflix music reality television series Rhythm + Flow. According to TheThings she made about $500,000 for every episode of the show. By the time its first season with 10 episodes ended in October 2019, Cardi B had made $5 million. It’s also reported that she made an estimated $400,000 from her first acting gig, Love & Hip Hop.

The “WAP” singer makes most of her money from music. Cardi B is the 6th best-selling female digital artist in the United States having sold over 75 million records in the country. His 2018 song “Girls Like You” was the 5th best-selling single globally that year with sales of 11.9 million copies

The singer’s debut album Invasion of Privacy was the best-selling female rap album of the 2010s and is the most-streamed female rap album on Spotify to date. The album also became the most streamed album by a female artist on Apple Music in 2018. Cardi B has about 30 million monthly listeners on Spotify. “WAP” and “I Like It” are some of her singles that have been streamed over a billion times on the platform. Spotify pays about $0.005 for every stream.

According to The Sun, Cardi B makes about $9 million every month from OnlyFans. She however doesn’t upload any nudes or adult material. She uses the platform for discussions with her fans on various topics such as family life, her career, personal issues as well as understanding what her fans want her to offer. The rapper has more than 80 million subscribers who pay her a monthly subscription fee of $4.99 each. She’s one of the platform’s best earners.

Endorsements and clothing line

Cardi B also pockets millions from endorsement deals. Her first endorsement deal was in 2016 with Romantic Depot, a chain of lingerie stores. The singer also has endorsed Pepsi, Gypsy Sport, Reebok, and MAC Cosmetics. In 2020 she was named the new face of Balenciaga.

Cardi B owns a clothing line that she released in November 2018 in partnership with Fashion Nova. In 2020 she partnered with Reebok to launch a collection of footwear and apparel. A year later, she released her second collection with Reebok which features tracksuits, sneakers among other apparel. The rapper also hinted on Instagram that she was planning to launch a line of hair care products.

How does Cardi B spend her millions?


Cardi B bought a $400,000 customized Rolls Royce Wraith for his husband offset during his 26th birthday. During Offset’s 28th birthday, Cardi B gifted him $500,000 in cash, which was stashed in a fridge. The singer bought her daughter Kulture a $100,000 chain for her first birthday. The jewelry featured four characters from the children’s show word party.

According to TheThings, Cardi B spent about $400,000 on Kulture’s first birthday on July 10, 2019. The rapper bought a $600,000 house for her mum during thanksgiving. She also gifted Offset a $250,000 chain for valentine’s day, a $750,000 engagement ring, and a $100,000 diamond watch.

Cardi B bought a $100,000 gold chain for her daughter Kulture on her first birthday

Cardi B once told her fans on social media that she spends about $300,000 every month to ensure that she looks good. This includes her wigs and makeup. The rapper spends about $200 on a single pedicure and about $800 on a single wig plus $300 for styling. Cardi B reportedly owns more than 90 pairs of Kristen Lomborten shoes.

Cardi B owns a $240,000 bright orange Bentley. She once bought two matching Lamborghinis, one for her and the other for Offset, both of which cost her about $540,000. Cardi B and offset bought half of a street in Jonesboro, Atlanta which included five homes for $200,000. They also bought an adjacent plot of land for an extra $48,000. The couple intends to build their dream home on the property.

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In 2019, Cardi B won a Grammy Award for Best Rap Album and became the first female rapper to do so. She has also won six American Music Awards, six BET Awards, 14 BET Hip Hop Awards, eight Billboard Music Awards, and four MTV Video Music Awards.

The singer is the female rapper with the most total weeks (16) at number one on the Billboard Hot 100. She’s also the female rapper with the most number-one singles (5) on the chart. Cardi B is the female rapper with the most (3) Diamond-certified singles by the RIAA. “Girls Like You”, “Bodak Yellow”, and “I Like It” are the three songs by the rapper certified Diamond.

In 2021, Cardi B became the only female rapper to have two videos (“I Like It” and “Bodak Yellow”) on YouTube accumulate over a billion views. Her album Invasion of Privacy is the most streamed female rap album on Spotify. Her 2020 song “WAP” holds the record of the highest first-week streams for a song in the United States. Cardi B also holds five Guinness World Records.


In September 2018, Cardi B tried to attack Nicki Minaj by throwing one of her high heel shoes at Nicki at a New York Fashion Week after-party. The “Be Careful” singer claimed that Nicki Minaj had earlier supported social media comments that spoke ill of her ability to care for her just-born daughter, allegations that Nicki Minaj denied.

In a 2016 Instagram livestream that resurfaced in 2019, the rapper was heard stating that she had drugged and robbed men who went with her to hotel rooms to have sex. She claimed that she needed money to survive and took some cash from them because they were wasting her time by falling asleep. In 2018 Cardi B was charged for allegedly assaulting two female bartenders by throwing bottles and alcohol at them.

Relationship with Offset

Cardi B began dating Offset of the hip hop trio Migos in 2017. They got engaged on October 27, 2017, and welcomed their first daughter Kulture on July 10, 2018. In December 2018 Cardi B announced on Instagram that she and Offset had separated. They later got back together. In September 2020, it was alleged that Cardi B had filed for divorce but the couple reunited the following month. The pair welcomed their second born, Wave Set on September 4, 2021.

Cardi B and Offset

Cardi B is Catholic and identifies as bisexual. She has seven siblings including a younger sister Hennessy Carolina who’s a social media influencer.


Cardi B has a net worth of about $40 million. The singer, who’s a former stripper makes most of her money from music, endorsements, and her line of clothing. She’s also in the process of launching a line of hair care products which is definitely going to add to her income. Finally, here are some quotes by Cardi B.

  • “My mom kicked me out a couple of weeks before my 18th birthday. I had a job for about six, seven months at a supermarket, and they fired me for being late.”
  • “This is my work ethic: I do not want to raise my future kids where I was raised, and I know the only way to do it is working, working, working, working, working.”
  • “I do feel kind of guilty sometimes ’cause, like, I could buy myself a $5,000 dress or a $3,000 dress, and I’m buying these things, but I’m knowing that my cousin needs money for the rent. And then I gotta tell myself, ‘Stop feeling guilty. You worked for this.’”
  • “I was always scared to follow my dreams because if I follow my dreams and I fail, I can’t dream about it anymore. It’s easier to settle for less.”
  • “That’s why I be so careful with my money and always try to invest. I see people who have it all and then lose it.”

What do you think will be Cardi B net worth after five years? Tell us your prediction in the comments section.

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